Afford Limited
Effective Date: February 10, 2026
Last Updated: February 10, 2026

1. Introduction

At Afford Limited, we are committed to protecting the privacy and security of your personal information. This Data Safety Policy outlines how we collect, use, store, and protect your data when you use our services, including investment insights, cryptocurrency education, property investment guidance, stock market analysis, and our online store.

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2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

• Contact Information: Name, email address, phone number, mailing address

• Account Information: Username, password, account preferences

• Payment Information: Credit card details, billing address, transaction history

• Identity Verification: Government-issued ID, proof of address (where required for investment services)

• Communication Data: Records of your inquiries, feedback, and support requests

2.2 Usage and Technical Information

• Device Information: IP address, browser type, operating system, device identifiers

• Usage Data: Pages visited, time spent on site, clickstream data, course enrollment and progress

• Cookies and Tracking Technologies: Information collected through cookies, web beacons, and similar technologies

2.3 Investment-Related Information

• Financial Information: Investment preferences, risk tolerance, financial goals

• Educational Data: Course completion, bootcamp attendance, learning progress

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3. How We Use Your Information

We use your personal information for the following purposes:

• Service Delivery: To provide investment insights, educational courses, and online store services

• Account Management: To create and manage your account, process payments, and fulfill orders

• Communication: To send you course updates, investment insights, newsletters, and respond to inquiries

• Personalization: To customize your experience and recommend relevant content and services

• Security and Fraud Prevention: To protect against unauthorized access, fraud, and security threats

• Legal Compliance: To comply with applicable laws, regulations, and legal obligations

• Business Operations: To analyze usage patterns, improve our services, and conduct research

 

4. How We Share Your Information

We do not sell your personal information to third parties. We may share your information in the following circumstances:

4.1 Service Providers

We engage trusted third-party service providers to assist with:

• Payment processing

• Website hosting and maintenance

• Email communications and marketing

• Analytics and performance monitoring

• Customer support services

These providers are contractually obligated to protect your information and use it only for the purposes we specify.

4.2 Legal Requirements

We may disclose your information when required by law, regulation, legal process, or governmental request, or to:

• Enforce our terms and conditions

• Protect our rights, privacy, safety, or property

• Investigate fraud or security issues

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

4.4 With Your Consent

We may share your information with third parties when you provide explicit consent.

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5. Data Security

We implement industry-standard security measures to protect your personal information, including:

• Encryption: Data transmitted between your device and our servers is encrypted using SSL/TLS technology

• Access Controls: Restricted access to personal information on a need-to-know basis

• Secure Storage: Data is stored on secure servers with appropriate safeguards

• Regular Audits: Periodic security assessments and vulnerability testing

• Employee Training: Staff are trained on data protection and privacy practices

While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security.

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6. Data Retention

We retain your personal information for as long as necessary to:

• Provide our services to you

• Comply with legal, regulatory, or contractual obligations

• Resolve disputes and enforce our agreements

• Fulfill legitimate business purposes

When your information is no longer needed, we will securely delete or anonymize it.

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7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

• Access: Request a copy of the personal information we hold about you

• Correction: Request correction of inaccurate or incomplete information

• Deletion: Request deletion of your personal information, subject to legal obligations

• Objection: Object to certain processing activities

• Restriction: Request restriction of processing in certain circumstances

• Data Portability: Request transfer of your data to another service provider

• Withdraw Consent: Withdraw consent for processing where consent was the legal basis

To exercise these rights, please contact us at the details provided in Section 11.

7.1 Marketing Communications

You may opt out of receiving marketing emails by:

• Clicking the “unsubscribe” link in our emails

• Updating your account preferences

• Contacting us directly

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8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience. You can manage cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of our website.

For more information, please refer to our Cookie Policy (if available separately).

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9. Third-Party Links

Our website may contain links to third-party websites and services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review their privacy policies before providing any personal information.

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10. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a child, we will take steps to delete it promptly.

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11. International Data Transfers

Afford Limited is registered in New Zealand. If you access our services from outside New Zealand, your information may be transferred to and processed in New Zealand or other countries where our service providers operate. We ensure appropriate safeguards are in place to protect your information in accordance with this policy.

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12. Changes to This Policy

We may update this Data Safety Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by:

• Posting the updated policy on our website with a new “Last Updated” date

• Sending you an email notification (where appropriate)

We encourage you to review this policy periodically.

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13. Contact Us

If you have questions, concerns, or requests regarding this Data Safety Policy or our data practices, please contact us:

Afford Limited
Email: [affordsteven@gmai.com]
Website: https://affordlimited.com
Address: [New Windsor, Auckland, NZ]

For accessibility-related inquiries, please contact our accessibility coordinator as outlined in our Accessibility Statement.

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14. Governing Law

This Data Safety Policy is governed by the laws of New Zealand. Any disputes arising from this policy will be subject to the exclusive jurisdiction of New Zealand courts.

Acknowledgment

By using Afford Limited’s services, you acknowledge that you have read, understood, and agree to this Data Safety Policy.